Online Scams. Hoaxes & Fraud

There are many ways to describe fraudbut the basic description is A LIE. When someone describes their product or service they want you to pay for by telling you only part of the truth;
or telling you only selected parts of the truth that trick you to believe something other than what really will result; or deliberately lying, they are committing a fraudulent crime.

When the Federal Trade Commission posed restrictions and possible financial penalties against Microsoft for their PassportTM service, it was because the FTC was concerned that Microsoft may have been misleading the general public about the information they collect from each person who registers.

The internet has not necessarily changed the fraudulent crimes that happen. It provides a way for legitimate businesses and criminals to reach millions of possible customers and
victims in an amazingly shorter period of time than what our world has known before. Many offers of fraud received by internet users are through email.

Keep in mind the following:

No reputable company asks for your logon information (username, password) or credit information in an email or a demanding phone call. This includes your internet service provider and stores where youshop.

Whenever someone tells you – on the phone, in a letter or in email – that if you pay me just this little bit now, I’ll give you alot later, they are most likely lying and trying to pull you into a fraudulent scheme. It does not matter if they say you won a fantastic prize (car, boat, trip) or you can make alot of money but first you have to pay me just “this little bit”. It also does not matter if the email says that an unfortunate person, child or community somewhere needs your generous help NOW by simply giving me your credit or bank information in an email or a webpage you click onto from the email. In fact, if you run across charity asking for money in an email (which legitimate charities never do), you can check if they are real at the American Institute of Philanthropy and the National Charities Information Bureau.

When someone offers you a big chunk of money for doing almost nothing, it is probably a Nigerian scam. The sender claims to be someone important but needs your help to transfer a large sum of money. In return they will give you almost half of the money they moved. This is not “quick” money. What usually happens is that they run into a problem and need a little bit of money from you. They will have problems as many times as you are willing to give them your money or banking information. You will not get your money back or your share of what they promised you. They may even remove all the money in the account.

There is no way to get “quick” money unless you commit fraud or a crime yourself.

You can not get a real diploma without attending school.

Buying and using false identification is a crime. It doesn’t matter if you changed only one piece of information on your real identification or have
a completely new identification. When you buy these illegal identities, you are conspiring to commit fraud. When you use these identifications, you are committing fraud.

You can not get money by only recruiting other people into a company. The company needs a product or service to sell in addition to adding new members or representatives otherwise they are just paying the people who joined before you from the money your new persons pay to join.

Hoaxes are simply lies with a little bit of truth. They usually do not have an email attachment. The author says that the email or letter is very important or extremely urgent and you should immediately forward or send their letter to everyone you know. Sometimes they dangle warnings of dangerous computer infectors but software makers do not let everyone know through email. You’ll hear about the infector in the news if it is really spreading or you can check at the virus section here on ccmostwanted.
Sometimes they claim a big company will pay you for distributing these emails. The only thing email hoaxes do is clutter the servers and sometimes create panic. The distributors (victims) of these email hoaxes do not receive anything for their efforts. Here is a list of circulating email hoaxes.

You can not make “quick” money working for a company that does not add you to their payroll either as an employee or on a commission basis.
There are companies that let some employees work from their own homes but these employees have been through the employment screening process (including an employment interview), completed tax forms for the company and are added to the company’s payroll.

Rememberthat you can not get something for nothing. If you could, everyone would have alot of money. There is no “quick” way to get rich. If you are very lucky, someone will leave you money when they pass on. But, for the average person, getting rich requires alot of hard work, persistence, determination, and following the rules.

People do lie. Of course it is not right.